Table of Contents Personal guarantee for a business loan meaning How does a personal guarantee work? Types of personal guarantee Examples Requirements to become a personal guarantor Risks involved Rules to be followed As you probably know, personal guarantee for a...
Table of Contents What are foreclosure charges? Business loan foreclosure HDFC foreclosure charges Axis loan foreclosure ICICI loan foreclosure SBI loan foreclosure charge Kotak Bank loan foreclosure Bajaj Finserv How to calculate foreclosure charges? Benefits of loan...
Table of Contents Micro financing scheme Virasat scheme NMDFC term loan Stand up India Direct loans for business enterprise Shramashakthi scheme Government of India and Government of Karnataka have prioritised small businesses started by minority groups of India. This...
Table of Contents Business loan without ITR How to apply online Documents required Eligibility criteria Tips for getting a loan without ITR Yes, you heard it right! Your startup can get a business loan with ITR i.e. income tax returns. Often business owners especially...
Table of Contents ₹25 Lakh business loan Benefits of a ₹25 Lakh business loan Eligibility criteria Documents required Comparing lenders How to get a ₹25 Lakh business loan? There are numerous small businesses looking for business loans at affordable interest rates to...
Table of Contents What is an ECN number How to obtain an ECN number Purpose of ECN number Importance of ECN number Do you know what an ECN number is? Do you know you may need your ECN number to obtain your CIBIL credit report? Here is more about the ECN number...
Table of Contents Understand the reason Analyse credit report Make timely payments multiple loans Credit utilisation ratio If you think that by slipping into the CIBIL’s defaulter’s list, you have lost your creditworthiness and will not be able to avail of the credit,...
Table of Contents Equifax vs CIBIL vs Experian vs High Mark: Comparison Similarities between the credit bureaus About credit bureaus Equifax, CIBIL, Experian and High Mark are all credit reporting agencies also called credit bureaus. These agencies maintain the credit...
Table of Contents What is a good business credit score? Factors affecting business credit score Steps to improve business credit score How to check business credit score? A strong business credit score is a marker for businesses looking for a business loan. Lenders...
Table of Contents About loan against PPF Loan against PPF eligibilty Loans against PPF interest rates Loans against PPF steps Loans against PPF key considerations Loans against PPF features About loan against PPF PPF, also known as Public Provident Fund is a...
Table of Contents Strategies to improve CIBIL score Pay bills on time Monitor credit report Reduce credit card balance Better credit history Diversify credit mix Settle outstanding debt Avoiding credit inquiry What’s next Your CIBIL score is a significant factor in...
Table of Contents What is RTL? RTL features RTL objectives RTL eligibility criteria RTL advantages Schemes under NEDFi The Rupee Term loan is a financial instrument introduced by the North Eastern Development Finance Corporation Ltd. (NEDFi). Established under the...
