Frequently Asked Questions (FAQs)

Informal credit is a favour. When your business grows, their limit may not. Formal credit scales with you – your limit grows, and you never have to ask twice.

True, but no paperwork means no track record. A little documentation today builds long-term trust and eligibility. One-time effort, lifetime value.

We get it – that’s why our credit is structured with grace periods (60+30). With Tata nexarc, repayment is predictable and planned, not personal.

Interest is often hidden in supplier prices. Our rates are transparent and separated from product pricing – giving you better negotiation power.

We guide you to manage your CIBIL proactively. With discipline, it becomes your growth passport – helping unlock better rates and limits.

It may be fast, but it’s capped. Formal credit gives you a system that scales as your orders grow – no need for awkward follow-ups.

No documents mean no formal record. A credit profileopens doors to bigger limits, better deals, and long-term financial credibility.

It may feel safer, but it’s fragile. Supplier credit can bewithdrawn anytime. Our credit is governed, transparent,and built to last.

That’s exactly why you should start early. Even small limits build your CIBIL and ensure you’re ready when big opportunities come.

Delaying credit planning can slow down your growth! Building your credit profile today prepares you for big orders tomorrow – don’t let them slip by unprepared.

CIBIL isn’t a threat – it’s your business’s financial resume. We help you manage it well, so it works in your favour.

Reporting small delays (SMA-0) doesn’t damage your score. We offer structured grace periods – the system is built to help, not punish.

It’s actually your biggest enabler. Think of it like a resume: every payment builds credibility for future funding. 

Staying invisible limits your growth. Without a credit profile, you’ll miss bigger deals. Let’s make you visible to the right people. 

A few delays don’t ruin your CIBIL. We help you structure repayments, so small hiccups don’t become problems. It’s the pattern that matters. 

Not true. You can bounce back. Timely repayment rebuilds scores – we’ll guide you through recovery if needed. 

No one is perfect. CIBIL values consistency over perfection. One-off delays are fine – just stay steady overall. 

Because it earns you better terms. A good CIBIL gets you lower rates, longer durations, and larger limits. No data = no leverage. 

Not building a credit profile is the real risk. Without it, you stay stuck with small orders and informal deals.

Not at all. CIBIL is for any business that wants to grow. Start small, build credibility, and unlock larger opportunities.